Specialized coverage for businesses in the automotive industry, including repair shops and dealerships.
What is Garage Liability Insurance?
Garage Liability Insurance is designed specifically for businesses in the automotive industry, such as repair shops, car dealerships, and service centers. It protects your business from liability claims that arise from accidents, injuries, or damages that occur in the course of your operations. This policy covers third-party bodily injury, property damage, and personal injury claims related to your business activities.
Protect your
automotive business from
unexpected claims, safeguard your assets, and ensure continued operation with
comprehensive liability coverage tailored to your industry.
Why J&C Dial?
FAQ
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What is the difference between Garage Liability and General Liability Insurance?
Garage Liability is specialized coverage for businesses in the automotive industry, while General Liability Insurance offers broader protection for general business activities.
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Does Garage Liability Insurance cover damage to customer vehicles?
Yes, it provides protection for customer vehicles in your care, custody, and control, but additional coverage may be needed for physical damage to the vehicles themselves.
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Can I bundle Garage Liability Insurance with other policies?
Yes, we offer customized packages that include Garage Liability and other business insurance types.
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Do I need Garage Liability Insurance if I only sell cars and don't provide repair services?
Yes, dealerships that handle cars or perform test drives may still need this specialized coverage to protect against potential risks.
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How much coverage do I need for my garage?
The amount of coverage depends on your business size, operations, and risk exposure. We can help you determine the right level of protection.