Shield your business leaders from personal liability for decisions made on behalf of the company.
What is Directors and Officers Insurance?
Directors and Officers (D&O) Insurance protects the personal assets of your company's executives, directors, and officers in the event they are sued for decisions made in their official capacity. This insurance covers legal fees, settlements, and judgments that arise from allegations of mismanagement, breach of duty, negligence, or wrongful acts. With D&O coverage, your leadership team is safeguarded from financial risks, ensuring they can lead with confidence.
Protect your business’s
top executives from
personal financial risk, ensuring they can make
decisions without fear of
personal liability. Safeguard your company’s leadership team and maintain their
trust and
confidence.
Why J&C Dial?
FAQ
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Who needs Directors and Officers Insurance?
Any business with a leadership team, including corporations, non-profits, and private companies, should consider D&O insurance to protect its executives from personal liability.
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Does D&O Insurance cover criminal acts?
No, D&O insurance typically does not cover criminal acts, fraudulent behavior, or intentional misconduct.
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Can I add additional insureds to my D&O policy?
Yes, additional insureds can be added to your policy to cover other individuals, such as employees or agents, involved in the leadership or management of the company.
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Does D&O Insurance cover regulatory investigations?
Yes, D&O insurance can cover legal costs and fees related to regulatory investigations, but the specifics depend on your policy.
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What industries are covered by D&O Insurance?
D&O insurance is applicable across all industries, including finance, healthcare, technology, retail, and manufacturing.